Two big things happened recently that made it easy to know what to blog about.

Last week, a 0.25% increase on interest rates was announced by the Federal Reserve. This week, both House and Senate have passed the tax reform bill, which President Donald Trump has announced he plans to sign before Christmas. 

Kailee Harvey (our marketing mastermind here at Windermere FoCo) gave us the scoop on the interest rate increase in a short and sweet post last week. You should check it out. As for the tax reform legislation, the National Association of Realtors (NAR) has a lot more to say as this is an issue REALTORS® have worked extensively on. NAR’s president Elizabeth Mendenhall brings                                                                                                       perspective on the initial proposal vs the passed bill:

“…although the final tax reform bill is far from perfect, it is significantly better for homeowners than previous versions. NAR members generated over 300,000 emails and telephone calls to members of Congress over two Calls for Action and held countless in-person meetings with legislators, all of which helped shape the final product.”

But what exactly does the improved and passed bill means to home owners/buyers? Here are a few positives:

On Capital gains exclusion: Though both House and Senate tried to make exclusion harder to qualify for, it remained the same ($250,000 for an individual and $500,000 for married couples).

On State and local tax deductions: Although with limitations, property taxes and state and local income taxes remain deductible. House and Senate tried to eliminate the deduction altogether. 

On Mortgage interest deduction:  The maximum mortgage amount for mortgage interest deduction has been decreased to $750,000 (from $1 million). 

So there you go! Everything you wanted to know before the Holiday cheer!  😉

Stay tuned! I promise to mix in some super fun facts,  


Posted on December 21, 2017 at 12:11 am
Suzi Espinoza | Category: Real Estate, Taxes | Tagged


After having blogged through most of my 20s I put my old blog,  Relicario, to rest. Here I am in my 30s getting back to it. I debated on what to write and decided to keep ‘first things first’, so here you go:

Real estate transactions are a BIG deal. A great way to proceed confidently is to truly understand the process. Taking time to do that however isn’t always easy. For any single component you wish to understand there are hundreds (quite literally) of articles, posts, stats, blogs, pages, and the list goes on…

Your most reliable and trusted information source should be your realtor – not because we realtors know it all (wink), but because our job starts way before (and goes far beyond) the house hunt. Our job is to filter out the noise and to provide the knowledge you need, tailored to your investment, so that you sign everything with confidence.

The end results of this type of client-realtor relationship are real estate experiences that become “feel-good” stories. Here at Windermere we have quite a few of these stories to tell. Take a look:

Now you know were to start.

Stay tuned and have an amazing week,

– Suzi

Posted on December 13, 2017 at 10:24 pm
Suzi Espinoza | Category: Home Buyer | Tagged , , , ,